Global Resources Hub

What it does: Ramp combines business cards, spend controls, expense management, bill-payment workflows and accounting integrations. How it may help: useful for businesses that want employee/vendor spending limits, approval rules, virtual cards, receipt tracking and clearer expense reporting. Before using it: review current eligibility, underwriting, repayment terms, fees, banking arrangements and card terms directly with Ramp. Heritage Table lists this as an educational resource, not an endorsement or guarantee of approval.

By Ramp

What it does: Cardiff offers business financing, including revolving business lines of credit. How it may help: a line of credit can provide reusable working capital for cash-flow gaps, inventory, repairs, seasonal needs or growth expenses. Before applying: compare APR or factor costs, fees, repayment frequency, revenue requirements, collateral or personal-guarantee requirements, and total cost of capital. Approval and terms are determined by the provider. Heritage Table does not guarantee funding.

By Cardiff

What it does: a business credit-card option associated with GM and issued through Barclays. How it may help: potentially useful for businesses with eligible GM-related purchases, fleet expenses or general business spending where the card's rewards structure fits actual purchasing patterns. Before applying: review the current rewards rules, annual fee, APR, introductory offers, redemption rules, credit requirements and other disclosures on the official Barclays page. Rewards and promotional terms can change.

By Barclays / GM

What it does: Mercury is a financial-technology platform offering business checking and savings through partner banks, payments, cards and finance tools. How it may help: useful for startups and digitally operated businesses that want online banking, virtual/physical cards, payment tools and centralized financial workflows. Before opening an account: confirm business eligibility, partner-bank structure, FDIC pass-through requirements where applicable, fees, transaction limits, cash-deposit limitations and account restrictions.

By Mercury

What it does: Truist provides small-business checking, savings, credit cards, lending and related banking services. How it may help: business accounts can help separate personal and company funds, manage deposits and payments, and create a cleaner operating record; lending products may support eligible business needs. Before opening or borrowing: compare account fees, transaction and cash-deposit limits, minimum opening requirements, lending APRs and approval criteria.

By Truist

What it does: Wings Credit Union provides deposit, credit and lending services and maintains a business-banking section. How it may help: eligible members can compare credit-union business accounts and borrowing options alongside personal financial services. Before joining or applying: confirm membership eligibility, geographic/service availability, account fees, loan terms, credit criteria and NCUA coverage rules directly with Wings.

By Wings Credit Union

What it does: Nassau Financial Federal Credit Union offers business checking, savings, certificates, merchant/payment services, business lending and commercial real-estate financing. How it may help: eligible members can use one institution for operating deposits, payment services and certain financing needs. Before applying: confirm membership eligibility, service area, fees, account minimums, lending requirements and current rates.

By Nassau Financial Federal Credit Union

What it does: Dover Federal Credit Union offers business checking, nonprofit checking, business savings, merchant processing and commercial lending including vehicle, real-estate, equipment and line-of-credit products. How it may help: eligible businesses may be able to combine operating accounts and commercial borrowing at a credit union. Before applying: verify membership eligibility, rates, fees, collateral, underwriting and repayment terms directly with Dover FCU.

By Dover Federal Credit Union

What it does: Tradeline Supply Company markets temporary authorized-user placement on other people's revolving credit accounts so the tradeline may appear on the authorized user's credit reports for limited reporting cycles. Important caution: this is not the same as building your own primary-account credit history, results are not guaranteed, and lenders or scoring systems may treat authorized-user information differently. The provider's process requires sensitive identity information and its agreement describes reporting, security and account-performance risks. Use this listing for education and due diligence, not as a recommendation to buy tradelines. Never use false identities, CPNs or inaccurate application information.

By Tradeline Supply Company

Federal agency providing benefits, healthcare, education, and home loan programs for veterans and their families.

By VA

SBA entrepreneurship training program helping veterans and military spouses start and grow small businesses.

By SBA

Confidential 24/7 support for veterans in crisis and their loved ones. Dial 988 then press 1, or text 838255. Connects with VA responders.

By VA

Free 24/7 support for active-duty military, National Guard, reserves, and their families — counseling, financial help, spouse employment, and relocation resources.

By U.S. Dept. of Defense

Government initiative supporting startups with recognition, funding, and tax benefits.

By Government of India

Government agency promoting Australian trade, investment, and exports.

By Government of Australia

Government agency championing enterprise development and trade in Singapore.

By Government of Singapore

Government authority promoting investment and business in Kenya.

By Government of Kenya

Ministry supporting micro, small, and medium enterprises with schemes and support.

By Government of India

National body promoting international trade and business ties for China.

By Government of China

Government agency providing support to small enterprises and cooperatives.

By Government of South Africa

Brazilian support service for micro and small businesses with training and consulting.

By Government of Brazil

Government organization supporting Japanese trade, investment, and exports.

By Government of Japan

Official government resource for business planning, grants, and registrations in Australia.

By Government of Australia

Government authority for economic development, business licensing in Abu Dhabi.

By Government of UAE

Department supporting trade, industry, and business registration in the Philippines.

By Government of the Philippines

Agency for company registration and intellectual property protection in South Africa.

By Government of South Africa

Chamber supporting businesses in Dubai with networking, advocacy, and resources.

By Government of UAE

Commercial auto and business insurance for vehicles and small fleets.

By Progressive

Real estate brokerage with home search, selling tools, and market estimates.

By Redfin

Video conferencing, webinars, and virtual meeting platform for businesses.

By Zoom

Global express shipping, freight, and logistics services for businesses.

By FedEx

Business insurance including property, liability, workers' comp, and commercial auto.

By The Hartford

Software, cloud services, and productivity tools including Microsoft 365 and Azure.

By Microsoft

Team communication and collaboration platform with channels, messaging, and integrations.

By Slack

Microloans and community lending for small businesses, especially underserved entrepreneurs.

By Accion Opportunity Fund

Free business credit scores, financing recommendations, and credit monitoring.

By Nav

Business credit reporting and analytics for building and monitoring business credit profiles.

By Dun & Bradstreet

Online real estate marketplace for home buying, selling, renting, and property estimates.

By Zillow

Global shipping, freight, and logistics services for businesses and e-commerce.

By UPS

Online legal document creation, attorney network, and business formation services.

By Rocket Lawyer

Consumer credit reporting with personal and business credit reports and scores.

By Equifax

Federal program supporting community development financial institutions that provide lending to underserved communities.

By U.S. Treasury

Business email, cloud storage, video conferencing, and collaboration tools for teams.

By Google

Professional association providing legal resources, education, and attorney referrals.

By ABA

Online legal services for business formation, contracts, trademarks, and legal documents.

By LegalZoom

Online small business insurance for general liability, professional liability, and workers' comp.

By NEXT Insurance

Professional association for realtors with market data, education, and advocacy resources.

By NAR

Specialty business insurance including professional liability, cyber, and property coverage.

By Hiscox

Commercial real estate marketplace for buying, selling, and leasing commercial properties.

By LoopNet

Mailing and shipping services for businesses including Priority Mail and flat-rate options.

By USPS

Business and personal insurance including property, liability, and commercial coverage.

By State Farm

Consumer credit reporting with personal and business credit reports and scores.

By Experian

Commercial real estate marketplace for buying, selling, and leasing commercial properties.

By LoopNet

Email marketing, automation, and landing page platform for small businesses.

By Mailchimp

Resources, advocacy, and benefits for self-employed and micro-business owners.

By NASE

Open-source content management system for building customizable websites and blogs.

By WordPress Foundation

Manage Facebook and Instagram business accounts, posts, ads, and messaging in one place.

By Meta

All-in-one website building platform with elegant templates and integrated e-commerce.

By Squarespace

Domain registration, website building, hosting, and online marketing tools.

By GoDaddy

Cloud-based accounting software for small businesses with bank reconciliation and invoicing.

By Xero

Free business consulting, training, and resources for small businesses and entrepreneurs.

By America's SBDC

Official government services and benefits.

By U.S. Federal Government

Search and apply for federal grants.

By U.S. Federal Government

Cloud accounting and invoicing software designed for freelancers and small businesses.

By FreshBooks

Free business mentoring, workshops, and templates from experienced business volunteers.

By SCORE

Labor laws, workplace standards, employment resources, and wage regulations.

By U.S. Federal Government

Online advertising platform for search, display, and video ad campaigns.

By Google

Drag-and-drop website builder with customizable templates, e-commerce, and hosting.

By Wix

Taxes, EINs, business filing requirements, and tax forms.

By U.S. Federal Government

Professional association providing tax education, resources, and certification for tax professionals.

By NATP

Free graphic design platform with templates for social media, presentations, and branding.

By Canva

CRM, marketing, sales, and customer service software for growing businesses.

By HubSpot

Free tool to manage your business presence across Google Search and Maps.

By Google

Business loans, startup guidance, certifications, and counseling.

By U.S. Federal Government

E-commerce platform for building online stores with inventory, payments, and shipping tools.

By Shopify

Small business accounting software for tracking income, expenses, invoicing, and taxes.

By Intuit

Government contracting registration.

By U.S. Federal Government

International trade, exports, and small business support for global markets.

By UN/WTO

Public investment bank financing SMEs, innovation, and startups in France.

By Government of France

Export financing and risk solutions for Canadian businesses trading internationally.

By Government of Canada

Economic development agency promoting foreign trade and investment in Germany.

By Government of Germany

Government development bank providing loans and financing for business and housing.

By Government of Germany

Official agency for company registration and business incorporation in Nigeria.

By Government of Nigeria

Development finance institution providing loans to Nigerian businesses.

By Government of Nigeria

Small business financing and private-sector investment in emerging markets.

By World Bank Group

Business financing, loans, and venture capital for Canadian entrepreneurs and SMEs.

By Government of Canada

Entrepreneurship, sustainability, grants, and community development programs worldwide.

By United Nations

UK tax authority for business taxes, VAT, and corporation tax.

By UK Government

National agency supporting French businesses with exports and international development.

By Government of France

Government-owned business development bank increasing finance for smaller businesses.

By UK Government

Federal secretariat overseeing business registration, commerce, and economic policy.

By Government of Mexico

International trade information, regulations, and global trade agreements.

By World Trade Organization

Government portal promoting foreign investment and trade in Mexico.

By Government of Mexico

Federal department supporting business innovation, science, and economic growth.

By Government of Canada

Economic development, business reports, financing, and country data for developing nations.

By World Bank Group

Official register of companies in the UK for incorporation and company filings.

By UK Government

Donate clothing, furniture, and household items. Provides emergency assistance, shelters, food, and disaster relief.

By The Salvation Army

Find and hire plumbers, electricians, handymen, roofers, painters, and other home service professionals with verified reviews.

By Angi Inc.

Find licensed electricians, electrical safety tips, and educational resources about home electrical systems.

By ESFI

Provides professional clothing, career coaching, and job readiness support to women in need.

By Dress for Success

Find rated and reviewed electricians, plumbers, carpenters, HVAC technicians, landscapers, and more home service professionals.

By HomeAdvisor

Temporary Assistance for Needy Families. Cash assistance, job preparation, and work assistance for low-income families.

By HHS

Search homes for sale, apartments for rent, and connect with real estate professionals. Free valuations and market data.

By Zillow Group

Official site of the National Association of Realtors. Search homes, rentals, and find local real estate agents.

By NAR / News Corp

Low Income Home Energy Assistance Program helps families with heating and cooling energy costs and weatherization.

By HHS

Donate clothing and household items. Find local Goodwill stores, donation centers, and career centers for job training.

By Goodwill

Special Supplemental Nutrition Program for Women, Infants, and Children. Healthy food, nutrition education, and healthcare referrals.

By USDA

Official benefits website of the U.S. government. Find out which federal and state benefits you may qualify for.

By U.S. Government

Nonprofit credit counseling, debt management, housing counseling, and personal finance education.

By National Foundation for Credit Counseling

Federal agency protecting consumers in the financial sector. File complaints, get answers, and learn about your financial rights.

By CFPB

Supplemental Nutrition Assistance Program. Monthly benefits to help low-income households purchase food.

By USDA Food and Nutrition Service

Official federal government employment site. Search and apply for jobs across all federal agencies.

By U.S. Government

Free credit reports from all three bureaus (Equifax, Experian, TransUnion) once per year. Official government-mandated site.

By AnnualCreditReport.com

Comprehensive career resource from the U.S. Department of Labor. Job search, training, resumes, and career exploration.

By U.S. Dept. of Labor

Find emergency rental and utility assistance in your area. Help with past due rent, utilities, and eviction prevention.

By U.S. Treasury

World's largest job search engine. Search millions of jobs from company websites, employment agencies, and job boards.

By Indeed

Free, confidential help finding housing, food, utility assistance, health care, and other essential services. Dial 211.

By United Way

Find affordable rental housing, housing counseling, foreclosure assistance, and homeless resources through HUD programs.

By U.S. HUD

Find homeless shelters, supportive housing, halfway housing, and emergency shelter services nationwide.

By HomelessShelterDirectory.org

Free mental health support, education, crisis resources, and local support groups. Helpline available.

By NAMI

Free, confidential 24/7 treatment referral and information for mental and substance use disorders.

By SAMHSA

Locate federally funded health centers providing care regardless of insurance status or ability to pay. Sliding fee scale available.

By HRSA

Official health insurance marketplace. Find affordable health coverage, check eligibility for subsidies and Medicaid.

By U.S. Government

Find free legal aid programs in your community. Search by zip code for help with family, housing, employment, immigration, and benefits.

By Pro Bono Net

Free legal advice from volunteer attorneys. Ask civil legal questions and get answers online.

By ABA

Nonprofit providing legal aid to low-income Americans. Find free legal help for housing, family law, consumer issues, and more.

By LSC