Global Resources Hub

What it does: Ramp combines business cards, spend controls, expense management, bill-payment workflows and accounting integrations. How it may help: useful for businesses that want employee/vendor spending limits, approval rules, virtual cards, receipt tracking and clearer expense reporting. Before using it: review current eligibility, underwriting, repayment terms, fees, banking arrangements and card terms directly with Ramp. Heritage Table lists this as an educational resource, not an endorsement or guarantee of approval.

By Ramp

What it does: Cardiff offers business financing, including revolving business lines of credit. How it may help: a line of credit can provide reusable working capital for cash-flow gaps, inventory, repairs, seasonal needs or growth expenses. Before applying: compare APR or factor costs, fees, repayment frequency, revenue requirements, collateral or personal-guarantee requirements, and total cost of capital. Approval and terms are determined by the provider. Heritage Table does not guarantee funding.

By Cardiff

What it does: a business credit-card option associated with GM and issued through Barclays. How it may help: potentially useful for businesses with eligible GM-related purchases, fleet expenses or general business spending where the card's rewards structure fits actual purchasing patterns. Before applying: review the current rewards rules, annual fee, APR, introductory offers, redemption rules, credit requirements and other disclosures on the official Barclays page. Rewards and promotional terms can change.

By Barclays / GM

What it does: Mercury is a financial-technology platform offering business checking and savings through partner banks, payments, cards and finance tools. How it may help: useful for startups and digitally operated businesses that want online banking, virtual/physical cards, payment tools and centralized financial workflows. Before opening an account: confirm business eligibility, partner-bank structure, FDIC pass-through requirements where applicable, fees, transaction limits, cash-deposit limitations and account restrictions.

By Mercury

What it does: Truist provides small-business checking, savings, credit cards, lending and related banking services. How it may help: business accounts can help separate personal and company funds, manage deposits and payments, and create a cleaner operating record; lending products may support eligible business needs. Before opening or borrowing: compare account fees, transaction and cash-deposit limits, minimum opening requirements, lending APRs and approval criteria.

By Truist

What it does: Wings Credit Union provides deposit, credit and lending services and maintains a business-banking section. How it may help: eligible members can compare credit-union business accounts and borrowing options alongside personal financial services. Before joining or applying: confirm membership eligibility, geographic/service availability, account fees, loan terms, credit criteria and NCUA coverage rules directly with Wings.

By Wings Credit Union

What it does: Nassau Financial Federal Credit Union offers business checking, savings, certificates, merchant/payment services, business lending and commercial real-estate financing. How it may help: eligible members can use one institution for operating deposits, payment services and certain financing needs. Before applying: confirm membership eligibility, service area, fees, account minimums, lending requirements and current rates.

By Nassau Financial Federal Credit Union

What it does: Dover Federal Credit Union offers business checking, nonprofit checking, business savings, merchant processing and commercial lending including vehicle, real-estate, equipment and line-of-credit products. How it may help: eligible businesses may be able to combine operating accounts and commercial borrowing at a credit union. Before applying: verify membership eligibility, rates, fees, collateral, underwriting and repayment terms directly with Dover FCU.

By Dover Federal Credit Union

SBA entrepreneurship training program helping veterans and military spouses start and grow small businesses.

By SBA

Government authority promoting investment and business in Kenya.

By Government of Kenya

National body promoting international trade and business ties for China.

By Government of China

Brazilian support service for micro and small businesses with training and consulting.

By Government of Brazil

Official government resource for business planning, grants, and registrations in Australia.

By Government of Australia

Government authority for economic development, business licensing in Abu Dhabi.

By Government of UAE

Department supporting trade, industry, and business registration in the Philippines.

By Government of the Philippines

Chamber supporting businesses in Dubai with networking, advocacy, and resources.

By Government of UAE

Commercial auto and business insurance for vehicles and small fleets.

By Progressive

Video conferencing, webinars, and virtual meeting platform for businesses.

By Zoom

Global express shipping, freight, and logistics services for businesses.

By FedEx

Business insurance including property, liability, workers' comp, and commercial auto.

By The Hartford

Microloans and community lending for small businesses, especially underserved entrepreneurs.

By Accion Opportunity Fund

Free business credit scores, financing recommendations, and credit monitoring.

By Nav

Business credit reporting and analytics for building and monitoring business credit profiles.

By Dun & Bradstreet

Global shipping, freight, and logistics services for businesses and e-commerce.

By UPS

Online legal document creation, attorney network, and business formation services.

By Rocket Lawyer

Consumer credit reporting with personal and business credit reports and scores.

By Equifax

Business email, cloud storage, video conferencing, and collaboration tools for teams.

By Google

Online legal services for business formation, contracts, trademarks, and legal documents.

By LegalZoom

Online small business insurance for general liability, professional liability, and workers' comp.

By NEXT Insurance

Specialty business insurance including professional liability, cyber, and property coverage.

By Hiscox

Mailing and shipping services for businesses including Priority Mail and flat-rate options.

By USPS

Business and personal insurance including property, liability, and commercial coverage.

By State Farm

Consumer credit reporting with personal and business credit reports and scores.

By Experian

Email marketing, automation, and landing page platform for small businesses.

By Mailchimp

Resources, advocacy, and benefits for self-employed and micro-business owners.

By NASE

Manage Facebook and Instagram business accounts, posts, ads, and messaging in one place.

By Meta

Cloud-based accounting software for small businesses with bank reconciliation and invoicing.

By Xero

Free business consulting, training, and resources for small businesses and entrepreneurs.

By America's SBDC

Cloud accounting and invoicing software designed for freelancers and small businesses.

By FreshBooks

Free business mentoring, workshops, and templates from experienced business volunteers.

By SCORE

Taxes, EINs, business filing requirements, and tax forms.

By U.S. Federal Government

CRM, marketing, sales, and customer service software for growing businesses.

By HubSpot

Free tool to manage your business presence across Google Search and Maps.

By Google

Business loans, startup guidance, certifications, and counseling.

By U.S. Federal Government

Small business accounting software for tracking income, expenses, invoicing, and taxes.

By Intuit

International trade, exports, and small business support for global markets.

By UN/WTO

Export financing and risk solutions for Canadian businesses trading internationally.

By Government of Canada

Government development bank providing loans and financing for business and housing.

By Government of Germany

Official agency for company registration and business incorporation in Nigeria.

By Government of Nigeria

Development finance institution providing loans to Nigerian businesses.

By Government of Nigeria

Small business financing and private-sector investment in emerging markets.

By World Bank Group

Business financing, loans, and venture capital for Canadian entrepreneurs and SMEs.

By Government of Canada

UK tax authority for business taxes, VAT, and corporation tax.

By UK Government

National agency supporting French businesses with exports and international development.

By Government of France

Government-owned business development bank increasing finance for smaller businesses.

By UK Government

Federal secretariat overseeing business registration, commerce, and economic policy.

By Government of Mexico

Federal department supporting business innovation, science, and economic growth.

By Government of Canada

Economic development, business reports, financing, and country data for developing nations.

By World Bank Group